The singer has completed court-ordered personal financial management courses.

(Photo: MPI13 / Picturegroup)

When someone ends up filing bankruptcy twice, you know they are either financially challenged or they have ridiculously high bills that they can’t keep up with. In Toni Braxton’s case, she claimed that medical expenses for herself (because of lupus) and her autistic son are what put her in the hole--but the judge wasn’t buying it.

Last year, when the singer filed for bankruptcy for the second time because she was between $10 and $50 million in debt, she was ordered to complete a course in personal financial management.

TMZ happily reported that Toni Braxton has graduated from debt school and has the certificate to prove it. The certificate states that Braxton passed an internet instruction course concerning financial management.