Vice President Joe Biden met with former North Carolina Rep. Mel Watt and his family at the Eisenhower Executive Office Building before presiding over a ceremonial swearing-in of the new Federal Housing Finance Agency director. Events like these tend to bring out the humorous side of Biden, who goes to great lengths to put everyone at ease.

What are the chances that in this photo, tweeted by his office, the vice president is jokingly hitting up the nation's top housing regulator for a better interest rate on his mortgage?

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(Photo: Joe Biden via Twitter)