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African-American Views on Financial Stability - African-Americans have some profound feelings about their financial security, their economic future and their financial prospects for retirement, according to a wide-ranging survey by Wells Fargo. Among the findings is the higher confidence African-Americans feel about their financial future compared with the national average. — Jonathan P. Hicks(Photo: GettyImages)

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Confidence in Financial Future - Three of every five African-Americans say they have confidence in their own financial future compared with slightly more than half of the general population of the United States.(Photo: Hal Bergman/Getty Images)

Photo By Photo: Getty Images/STOCK

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Paying the Monthly Bills - More than a third — 36 percent — of non-retired African-American investors surveyed said that their biggest financial concern is paying their monthly bills; saving for retirement ranks second at 22 percent, followed by health care costs at 15 percent.(Photo: Tetra Images/Getty Images)

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Retirement Saving Plans - The percentage of non-retired African-Americans with retirement savings plans in place is roughly equal to that of the overall American population, at 40 percent and 42 percent, respectively.(Photo: OJO Images/Getty Images)

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Financial Comfort - Compared to the overall population, African-American investors are less likely to consider themselves financially comfortable, with 38 percent saying they are doing well compared with 51 percent of the general population.(Photo: moodboard/Getty Images)

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Planning for Retirement - Among non-retired African-Americans, having a retirement savings plan is most prevalent among those earning more than $100,000 a year. Sixty-eight percent of those earning more than $100,000 have a plan compared with 35 percent of those earning less than $100,000.(Photo: Ariel Skelley/Getty Images)

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Debt Reduction - Three of five African-American investors say they are more focused on debt reduction than they are on saving for retirement.(Photo: PA PHOTOS /LANDOV)

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Concerns About Savings - In numbers similar to the overall United States population, slightly more than half of African-Americans say they are concerned that they won’t have enough saved for retirement.(Photo: Jose Luis Pelaez Inc/Getty Images)

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Investor Confidence - Just over a third of African-American investors are confident in knowing where to invest in today’s market, a proportion similar to the national population.(Photo: Image Source/Getty Images)

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Multi-generational Households - More than two-thirds of African-American adults who live in three-generational households — 77 percent —  are concerned they will not save enough to support themselves in retirement, compared with 46 percent of those who do not live in multi-generational households.(Photo: Monashee Frantz/Getty Images)