10 Myths and Facts About Obamacare

Dispelling Affordable Care Act rumors.

America's New Health Care System - Despite the possibility of a government shutdown on Oct. 1, Americans can choose a plan at the new Health Insurance Marketplace, which helps Americans configure their health insurance options in four online steps. As the countdown until Obamacare begins in 2014, BET.com takes a look some of the rumors surrounding the new health care system. — Dominique Zonyéé(Photo: Win McNamee/Getty Images)

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America's New Health Care System - Despite the possibility of a government shutdown on Oct. 1, Americans can choose a plan at the new Health Insurance Marketplace, which helps Americans configure their health insurance options in four online steps. As the countdown until Obamacare begins in 2014, BET.com takes a look some of the rumors surrounding the new health care system. — Dominique Zonyéé(Photo: Win McNamee/Getty Images)

Don't Be a Victim - Every year the Better Business Bureau investigates thousands of scams and informs consumers about investment fraud, Ponzi schemes and risky investments. Here are six financial scams to watch out for, as culled from the BBB’s most recent roundup. — Bridget McCrea (Photo: Adrianna Williams/Getty Images)

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Myth 1: Your Health Care Costs Are Going to Double - This myth is a tricky one. Ohio said its health insurance rates for individuals will go up 88 percent, and Indiana, estimated its individual rates will rise by 72 percent. Both states confirmed to Politico in July that individual premiums will not go up that much. (Photo: Adrianna Williams/Getty Images)

Myth 2: Muslims Are Exempt From the Affordable Care Act - Chain emails led to this completely false rumor. The email said the word “dhimmitude,” which refers to non-Muslims under Muslim rule, was written on page 107 of the health care law and exempted Muslims. While there is a "religious conscience exemption,'' which applies to groups that disavow all forms of insurance, including Social Security, Muslims are not exempt.(Photo: David McNew/Getty Images)

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Myth 2: Muslims Are Exempt From the Affordable Care Act - Chain emails led to this completely false rumor. The email said the word “dhimmitude,” which refers to non-Muslims under Muslim rule, was written on page 107 of the health care law and exempted Muslims. While there is a "religious conscience exemption,'' which applies to groups that disavow all forms of insurance, including Social Security, Muslims are not exempt.(Photo: David McNew/Getty Images)

"Partial-Birth" Abortion - A non-medical term, "partial-birth" refers to removing the fetus intact by dilating a pregnant woman's cervix, then delivering the entire body out through the birth canal. The Partial-Birth Abortion Ban Act of 2003 was upheld by the Supreme Court in 2007. Nineteen states have active laws that prohibit this abortion. (Photo: Chip Somodevilla/Getty Images)

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Myth 3: With Obamacare, There Will Be More Abortions - Obamacare won’t influence the national abortion rate because legally no taxpayer money can be used to fund abortions. The costs for abortion will remain the responsibility of the person seeking the procedure.(Photo: Chip Somodevilla/Getty Images)

Does That Sound Fair to You? - Government employees, unsure whether they will be paid for their furlough days or how long they'll be out of work, have started signing up for unemployment benefits. Lawmakers, however, are still collecting their paychecks during the shutdown. It's in the Constitution.(Photo: Chip Somodevilla/Getty Images)

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Myth 4: Congress Is Exempt From Obamacare - Congress is not exempt from Obamacare. Like the rest of the nation, lawmakers are required to have health insurance. Additionally, they are also required to buy insurance through the marketplace, so they will have the same experience as their constituents using the service. (Photo: Chip Somodevilla/Getty Images)

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Myth 5: Small Businesses Will Be Forced to Fire Workers or Cut Hours - Obamacare should not influence small businesses to cut hours or reduce staff. Employers thought that they would have to spend more to cover health insurance if employees worked more than 30 hours per week, but small businesses, with fewer than 50 employees, legally do not have to provide health insurance to their employees.(Photo: Bruce Laurance/Getty Images)

Medical Schools Lack Black Male Students - African-American men made up only 2.5 percent of all med school applicants in 2011, says a recent report. The Association of American Medical Colleges also found that while Black men (30 and older) make up 10 percent of the U.S. male population, they only account for 3 percent of practicing doctors. To increase these numbers, better minority recruitment is needed.(Photo: Joshua Hodge Photography / Getty Images)

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Myth 6: The ACA Will Restrict Health Care Provider Option - This is not true. Under Obamacare, Americans are required to purchase health insurance. But those insured will have the freedom to choose their health care provider.(Photo: Joshua Hodge Photography / Getty Images)

On Government and Slavery - "By now, by this time, we only have 20 percent of Black children being raised in two-parent monogamous families with a married man and woman raising those children. It wasn't slavery that did that. It was government that did that trying to solve problems that only God can solve, and that only we as human beings can solve." (Photo: Alex Wong/Newsmakers)

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Myth 7: The Government Controls My Health Care - This is somewhat true. The government has regulated the health care system so it does not discriminate against children and adults who have preexisting conditions. Additionally, the government will be monitoring profits made from unnecessary health procedures.(Photo: Alex Wong/Newsmakers)

Create a Budget - Not only will it make you more responsible with your money, but it will let you see where you can cut back so you can save even more. It will also teach you the skills you’ll need to live well on your fixed retirement income. Try You Need a Budget’s simple tool, and make your budget part of a digital financial organization system that will make all aspects of your money life easier. (Photo: JGI/Jamie Grill/Getty Images)

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Myth 8: Young People Will Pay More for Insurance Under Obamacare - All Americans will have to pay premium rates based on their income and state of residence. While premiums may rise, most Americans will cut overall health costs with federal assistance. Up to 82 percent of nearly 16 million uninsured young U.S. adults would qualify for federal subsidies or Medicaid under Obamacare.(Photo: JGI/Jamie Grill/Getty Images)

Extreme Makeover - As Congress debates how to reform the nation's immigration system, 35 percent of Americans say it should be completely rebuilt. In a Pew Research Center survey, 75 percent called for a complete overhaul or at least major changes and 72 percent said the same about the tax system, compared to just 44 percent who shared that view about the nation's Homeland Security system. (Photo: John Moore/Getty Images)

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Myth 9:  All Non-U.S. Citizens Get Free Health Care  - Obamacare will not provide free health care for anyone. Undocumented immigrants cannot enroll in Medicaid, nor are they eligible to shop in the marketplace for health insurance. (Photo: John Moore/Getty Images)

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Myth 10: Your Information Isn’t Safe - This myth spawned from the fact that the federal government is building a “data hub,” which will include information such as your Social Security number and birthdate. The system will help insurance marketplaces gather information quickly from different agencies when you sign up for coverage. Critics worry about the security of the system and its possible vulnerability to hackers.  (Photo: Fuse/Getty Images)