Every week on Ms. Pat Settles It!, the cases get wilder, and this week is no exception. With celebrity jurors like Tamar Braxton, TS Madison, Ray J, Karlous Miller, and DeRay Davis in the mix, things get messy fast. From a mother-daughter financial feud to a yacht loan gone wrong, and a boyfriend evicting his girlfriend right before Christmas, Ms. Pat delivers her signature no-nonsense justice.

The Complaint: Christamy is suing her mother for $560.63 after discovering a utility bill opened in her name when she was just five years old, ruining her credit.
Mom’s Defense: Tammy argues her daughter should be grateful for the sacrifices she made as a single mother. She admits to opening the account but claims she did what was necessary at the time. However, Ms. Pat asks the crucial question: Why didn’t Tammy warn Christamy beforehand, so she wouldn’t be blindsided? Tammy’s response? She simply forgot—and then started guilt-tripping Christamy by bringing up two cars she financed that went into collections.

Ms. Pat’s Ruling:
Tammy is ordered to pay the $560.63. Ms. Pat points out that while parenting is tough, it’s no excuse to mess up your child’s future credit. Tammy’s guilt trips won’t cut it—this ruling sets the record straight.

The Complaint: Leon is suing his niece, Tabatha, for $1,600—money he loaned her for a yacht rental in Miami for her birthday.
Tabatha’s Defense: She says Leon is exaggerating since she covered many of his expenses during the same trip. Their relationship is more sibling-like than uncle-niece, and Tabatha insists that Leon offered to CashApp her back for food and bottles, which he never did. Now they’re both at odds over their frivolous spending.

Ms. Pat’s Ruling:
Pat rules in favor of neither. “Y’all both played yourselves,” she says, calling out their poor financial decisions and refusing to indulge their petty behavior.

The Complaint: Collin is suing his girlfriend, Shavonna, for $3,400—back rent she allegedly agreed to pay once she finished beauty school.
Shavonna’s Defense: She claims Collin kicked her out right before Christmas, giving her no time to come up with the money. Shavonna landed a job within a week, but her first paycheck was only $147, making it impossible to cover the $847 rent. Collin insists they’re still a couple, but Shavonna’s not buying it. His offer? If she pays up and splits the bills, she can move back in.

Ms. Pat’s Ruling:
Shavonna owes Collin nothing. Ms. Pat points out that relationships are more than just splitting bills—and kicking her out before Christmas was cold-hearted. Her advice? “Y’all need to go your separate ways, for real, for real.”

With cases like these, Ms. Pat Settles It! keeps delivering the drama, and Ms. Pat continues to dish out the truth—unfiltered and hilarious. One thing’s for sure: you never know what’s coming next!